Vintage train traveling through a snowy landscape with text reading, “Get Your Budget Back on Track with a Holiday Loan. 9.99% APR, up to
chalk drawn house. Text: Zilch. Zero. Nada.  alt=
Smiling woman holding a credit card surrounded by holiday activity icons. Text reads, “Ready for Whatever’s in the Cards. CWCU Credit Card, as low as 11.99% APR.”
Father helping his young son ride a bike in a sunny park. Ad promotes a 12-month CD at 4.25% APY with the message, “While you’re busy, so are your savings.”
A group of students walking on a path toward a university building. Text: Supporting Your Path to Higher Education. Apply Now!
Person cutting down a Christmas tree in a snowy forest with text reading, “Skip-a-Pay: Chop Down Your Loan Payment for the Holidays.”
Banner featuring "Mortgage Lobby Days" to meet with local mortgage experts in branches.

as low as

5.80%APR*

Auto Loans

up to

3.00%APY*

Venture Checking

as low as

6.25%APR*

30-Year Fixed Mortgage

as low as

11.99%APR*

Credit Cards

*Rates accurate as of November 5, 2026

Stack of fake debit cards

CHECKING ACCOUNTS

DESIGNED TO SIMPLIFY YOUR FINANCIAL LIFE WITH ADDED CONVENIENT FEATURES TO KEEP YOU CONNECTED

Credit Climber Background

CREDIT CLIMBER

PROVIDES FREE, PERSONALIZED GUIDANCE FOR MEMBERS ON HOW TO IMPROVE THEIR CREDIT SCORE BASED ON YOUR SITUATION.

House keychain and house keys sitting on countertop

HOME LOANS

WHERE EVER YOU ARE IN YOUR SEARCH FOR YOUR DREAM HOME - OUR MORTGAGE EXPERTS ARE HERE TO HELP!

lock icon on a phone screen

IDPROTECT®

A COMPREHENSIVE SUITE OF IDENTITY THEFT PROTECTION AND MONITORING SERVICES DESIGNED TO SAFEGUARD YOUR INFO.

Community Bulletin Board

holly berry

Grand Rapids Christkindl Markt
November 18 - December 23, 2026 | Downtown Market

sleigh

Rockford Santa Parade
December 5, 2026 |  Downtown Rockford | 11:00 AM

candy cane

Christmas at The Commons
December 5, 2026 | Grandville | 5:00 - 8:00 PM

Testimonials

"I had heard nothing but great things about the staff and locations at CWCU, which encouraged me to make the switch, and I’m so glad I did! I’m extremely satisfied with my experience and truly grateful for their outstanding assistance."

~Lucia M.

"I've been a member with Community West since they were still called Steelcase Employees Credit Union, and I've always been happy with the services they provide. I recently worked with Dawn in securing a loan, and the process was seamless!"

~Danielle

"I have worked with Cyndi many times for mortgages and refinancing. She is extremely knowledgeable, professional, and friendly, as well as quite patient with all the questions I ask. I would certainly recommend anyone to work with her for their mortgage needs."

~Derek F.

"We have been a member for the last 60 years starting when it was Building Trades CU, would never bank anywhere else. Shannon and Erika are the best around, friendly and very helpful!"

~Kelly

When Does a Personal Loan Actually Make Sense?

From Emergencies to Milestones

From debt consolidation and emergency expenses to weddings, moving, and home improvements, learn when a personal loan may be the right financial solution for your needs.

Turkey Talk: How to Save Money this Thanksgiving

Tips for trimming costs without trimming the celebration

Thanksgiving is all about good food and good company, but the costs can add up fast. A little planning and a few smart swaps can help you put together a memorable celebration without stuffing your budget.

Zero Down Mortgages: Explained

Can You Really Buy With No Money Down?

Think you need tens of thousands saved before you can buy a home? Not necessarily. Learn how zero-down mortgages work, what costs to expect, and how buying with $0 down could put homeownership closer than you think.