Today's rates!

APR* = Annual Percentage Rate. Rates and terms may vary based on credit history and underwriting factors. Rates subject to change.
APY** = Annual Percentage Yield. Rates subject to change. Account requirements vary
Rates effective as of today.


Welcome to Community West Credit Union, West Michigan’s local credit union for over 50 years. Here, we’re more than just a financial institution. We’re a member-owned, not for the profit credit union that’s dedicated to helping our members with all their financial needs. With five branches in Comstock Park, Grandville, Kentwood, Middleville, and Rockford – plus 30,000 no-fee ATMs and over 5,600 branches nationwide through the CO-OP and Xtend Shared Branch Network – CWCU makes banking easy for every member.

Become a Member Today

Join the 25,000 other members who bank with Community West Credit Union. Since 1967, the people of West Michigan have trusted us to help them not only look after their finances but build up their credit and wealth. If you live, work, worship or go to school in Allegan, Barry, Ionia, Kent or Ottawa Counties, stop by your local branch and become part of the family.

Member Benefits

Members get access to some of the best financial products available in the state. But they also get help from friendly tellers and expert lenders always willing to lend a hand. We’ll stick by your side through every life stage, from young adulthood, retirement, and beyond. We will be there to help you navigate every major financial decision.

What’s more, when you sign up to become a member at Community West Credit Union, you get to take advantage of the following additional perks:

  • Secure Money Management
  • IDProtect Identity Theft Protection and Credit Monitoring
  • Online Banking and Mobile Banking Services
  • Additional Savings at Local Businesses
  • Debt Consolidation and Credit Management Tools
  • And more

Checking & Savings Accounts

Take care of all your everyday banking at Community West Credit Union. Open a checking account with industry-leading interest checking (Venture Checking) to start building your wealth with us. We offer a variety of different account types to suit your individual needs, like our Navigator Checking with built-in overdraft protection, our Student Checking for students 18 – 24 and then we pair it with our CWCU debit cards.

Want an easy way to save money and plan for the future? You can open a savings account today for just a $5 deposit. It’s that simple. We’re committed to helping our members improve their financial health with a range of services, including Advantage Savings, and CDs. We also offer pre-tax Health Savings Accounts (HSA) for healthcare expenses and young adult savings accounts to help you get your feet on the ground.

Low-Interest Loans

When you find yourself needing a loan, think of Community West Credit Union as a way to meet your needs. Whether it’s a home, car, boat, debt consolidation, or paying for college tuition – we will work closely with to find the best solution. Apply for a loan or contact us today to see what options are available for you.

Shopping for a home? Check out the mortgage loans that are offered at Community West Credit Union. CWCU makes the process smooth and easy for our members. Review our fixed-rate mortgage plans with fixed monthly payment options. Already own a home? Ask about our home equity loans and lines of credit today. Whether you’re remodeling or making a onetime purchase, we have products to fit your needs.

Credit Cards

Get a credit card with competitive rates and complete protection. We have four different credit cards, including the Classic Secured Credit Card for members looking to boost their credit score. All four come with access to a digital wallet to make it convenient for cardholders to manage their finances wherever they are.

Not a Member Yet? Discover Everything CWCU Has to Offer

Community West Credit Union helps save you money and improve your financial health for today and tomorrow. If you’re interested in learning more about us or would like to become a member, connect with us online. You’re also welcome to visit any of our five branches throughout the area for personalized, one-on-one assistance. We can’t wait to meet you!

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We are aware scammers are spoofing our phone number 616.261.5657 and contacting members. Beware of scam calls from fraudsters posing as CWCU and asking to verify fraud on debit and credit cards. Do not give out your account information/debit or credit card number(s). If in doubt, hang up and call our team at 616.261.5657. For more information, visit