A New Way to Find Your Next Ride

If it’s time for a new ride, you’re in the right place to get your next vehicle. Community West Credit Union makes it easy to find and finance a car you love with simple and flexible options.

Getting an auto loan can be a difficult process, but it doesn’t have to be. With the right information and a great credit union as your guide, you’ll find the process is simple! Our experienced lenders can help you find the type of auto loan that works best for your needs.

Whether you’re considering an auto loan refinance or a new auto loan, we are here to help every step of the way!

Two Ways to Finance

Work Directly with our Lenders
Apply for a Community West auto loan online, by phone, or at any of our six West Michigan locations.

Request our Financing from the Dealership
Working with your favorite dealer? Request your financing from Community West right at the dealership.

Start Auto Shopping

Our Auto Smart site makes car shopping simple!  View cars, trucks, and SUVs across the country or nearby. We want you to enjoy your car shopping experience and drive home with a great deal. If it’s out there, we’ll help you find it.

Auto Loan Refinance

If you are in need of an auto loan refinance, Community West can help lower your monthly payment or help you pay off your vehicle sooner! Our lenders will work with you to find the best loan option to fit your needs and guide you through the steps to refinancing. Anyone can take advantage of our competitive rates and quality service, regardless of current membership!

If you’re interested in refinancing your current vehicle loan, apply online, or contact us to speak with a representative. The online application guides you step-by-step through the process and makes it easy to understand. Just fill out your contact, credit, and loan information and then submit it for processing. Of course, you’re always welcome to stop into your nearest CWCU branch for one-on-one assistance with an expert loan officer, too.

Learn More

Have questions about auto loans? Financing a vehicle can be confusing, especially if it’s your first time. Community West Credit Union is here to help you navigate the process and answer any questions you might have. Chat with us online now, give us a call at 844.348.8960, or visit your local West Michigan CWCU branch today.

Community West Credit Union has auto loan refinance programs, auto loans, first car loan programs and much more available. We serve the following communities: Comstock Park, Grandville, Hudsonville, Kentwood, Middleville, Rockford, and Allegan, Barry, Ionia, Kent and Ottawa counties.

Auto Loan Rates

Last Updated: Rates effective as of today.
2021 – 2017 New & Used Auto Loans APR (as low as)
36-month term 2.25 % APR*
48-month term 2.25 % APR*
60-month term 2.25 % APR*
72-month term 2.75 % APR*
84-month term 3.50 % APR*
2016 – 2011 New & Used Auto Loans APR (as low as)
36-month term 2.50 % APR*
48-month term 2.50 % APR*
60-month term 3.00 % APR*
72-month term 3.50 % APR*
84-month term 4.25 % APR*
Older Autos (2010 and older, up to 60-month term) 9.25 % APR*
First Car Loan (ages 18 – 24) APR (as low as)
First Car Loan (2021-2017) 4.25 % APR*
First Car Loan (2016-2011) 5.00 % APR*

*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
Note: Autos with over 100,000 miles are subject to an additional .50% rate increase.
Note: Certain loans may have more requirements.

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