BALANCE TRANSFERS
Consolidate and save - seamlessly.
Whether you are looking to consolidate debt, reduce the amount of interest paid, or simplify your financial management - a Balance Transfer may be the best solution for you!
What is a Balance Transfer?
A balance transfer is a type of credit card transaction that moves the balance from one or many account(s) to another. This transaction is often utilized by those who are paying down high-interest debt, and can help save you money!
Fill our the request form to get started on your Balance Transfer today!
Move Your Balance. Not Your Beach Chair.
No Balance Transfer Fee. Because Summer Is Expensive Enough.
Credit card balances shouldn't keep you from enjoying the things you love. Transfer your existing credit card balances to a Community West Credit Union credit card and pay no balance transfer fee. That means more money stays in your pocket — whether you're paying down debt, simplifying your finances, or just making room in the budget for a little summer fun.
With no transfer fee and competitive rates based on your creditworthiness, moving your balance has never been easier. Spend less time worrying about debt and more time enjoying the season.
*No balance transfer fee applies to balance transfers from non-Community West Credit Union credit cards to a Community West Credit Union credit card. Maximum total transfer amount is limited to your available credit line. Transferred balances subject to balance transfer rate, 11.99% to 17.99% APR (Annual Percentage Rate) as of 06/10/2026. Rate is based on creditworthiness and our underwriting standards. Program rates, terms, conditions, and availability are subject to change without notice
*APR = Annual Percentage Rate and applies to balance transfers to a Community West Credit Union credit card from a non-Community West Credit Union credit card. Purchases and cash advances are excluded. Rates are based on creditworthiness and underwriting factors. Program rates, terms, and conditions are subject to change at anytime.