FIXED-RATE MORTGAGE
Move into your forever home at a great rate.
Buying a home is a substantial investment and financing options can seem endless. Among the most popular is a fixed-rate mortgage, and traditionally, borrowers seek 15- and 30-year fixed-rate mortgages. Fixed-rate mortgages provide an easy way to balance payments over time while building equity in your new home.
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You’ve outgrown the plastic furniture, but not the dream. The Barbie Dream Home was just the beginning—a space full of style, imagination, and endless possibilities. Now it’s time to upgrade to a real home that fits your life and your vision.
Whether it’s all pink everything or just a place that finally feels like you, we’re here to help make it real. With a mortgage that fits your budget and your vision, your dream home doesn’t have to stay in the toy aisle. It’s time to turn that Barbie Dream into a grown-up reality.
What is a Fixed-Rate Mortgage?
A fixed-rate mortgage allows you to borrow money to purchase a home and then pay it back over a set number of years. Community West offers loan terms from 10-30 years, providing a repayment period that's right for you. The versatility of a fixed-rate mortgage allows you to choose a shorter term to quickly build home equity or a longer term to reduce your payment amount.
A fixed-rate mortgage also ensures consistent monthly payments. Your interest rate won't change over time, although you may choose to refinance your loan to secure a better rate in the future. These loans make budgeting simple because you'll know exactly how much you'll need to pay each month. This also makes fixed-rate loans a great choice for buyers who plan to stay in their home for several years or for anyone seeking a home that their family can grow into over the coming years.
Helpful Links
Mortgage Department:
Phone: 616-261-5657 (option 2)
NMLS# 691882
MortgageTeam@CommunityWestCU.org
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