THE CURRENT: Q4 2024
Be sure to review important changes coming January 1 on our Schedule of Service Charges. View the 2025 Schedule of Service Charges
Introducing: Electric/Hybrid Vehicle Loans
At Community West, we’re excited to show we are dedicated to supporting your transition to a more sustainable future. Our tailored electric and hybrid vehicle loans (bikes included!) make it easy to enjoy the benefits of innovative auto technology while staying eco-friendly.
Discover how we can help you get behind the wheel of a vehicle that’s better for the planet – and your wallet! When you go green, you not only enjoy the benefits of cutting down on fuel costs and reducing your carbon footprint, but you can also enjoy:
• Competitive rates that make going electric attainable
• Flexible terms to fit your budget and lifestyle
• Quick approval to get you behind the wheel in a breeze
Need a charging station for your new ride? A home charging station can be included in your EV Loan, just let our team know you’re interested!
Are Your Accounts Protected?
Data breaches and cyber attacks continue to rise, with the IT Governance reporting over 2,700 publicly disclosed incidents so far in 2024. That equates to more than 6.8 million records that have been breached.
Help better protect yourself, your family, and your joint account owners with IDProtect®, our identity theft monitoring and resolution service that includes credit file monitoring, a 3-in-1 credit report, database monitoring, identity theft expense reimbursement, and fully managed resolution services.
Need More Space to Host this Holiday Season?
The holiday season upon us, and if you’re wondering “How is everyone going to fit in here?!” it may be time to reach out to our mortgage team on a much needed upgrade!
Whether you’re looking to upgrade to a bigger home, or planning on adding on to your current home, Community West has the perfect solution so you can host your holiday gathering in comfort and style.
Your Ultimate Guide to Holiday Budgeting
It’s the most wonderful time of the year... to set a budget for the holidays! It’s the season of giving and the next thing we know, we avoid looking at our bank account after finding the perfect gift for everyone on our list. Try out these holiday budgeting hacks this year to ease your worries, and your accounts.
Set a budget for each person and stick to it. We all feel the pressure around the holidays to get big, expensive gifts. To prevent overspending, make a list of everyone you plan to purchase a gift for and set a budget for each person.
Avoid impulse buys. We’re all bombarded with emails, flyers, and tempting signs and displays in stores boasting about incredible deals that are so below retail value you couldn’t possibly pass them up – and most of the time, those deals aren’t as great as they are advertising them to be. Stick to your list and budget to avoid overspending.
Start holiday shopping ASAP. You don’t need to wait until Black Friday or days before the holidays get here. Allow yourself more time to bargain hunt throughout the months (or even the whole year) to avoid paying for everything at once. Even better- keep a running list of ideas year-round for those on your gift list. You’re more likely to get them something they actually wanted and most likely forgot about come the holiday season!
Consider Making Gifts or Gifting Experiences. You don’t have to be crafty to gift something made from the heart! Spend the day baking (cookie exchanges are a fun and cheap way to exchange “gifts”), creating a scrapbook for parents and/or grandparents, DIY Game or Movie Night – the options are truly endless.
Make deposits into a Holiday Club account. Contribute to a higher-yield savings account year-round for a stress-free holiday season. Make deposits at your own pace throughout the year, and come November 1, those funds will automatically be transferred into your regular savings account just in time for the holidays!
Will the Elections Impact Your Retirement?
Social Security
Typically, Social Security changes are small and enacted over time. However, with the current nature of Social Security, changes are possible.
Medicare + Healthcare
For most, healthcare is the biggest expense in retirement. Adjustments to benefits, funding, and eligibility are likely.
Tax Policies
New tax laws and changes to existing ones will dictate how much of your retirement you get to keep.
Retirement Savings
Either directly or through broader economic policies, administration changes influence the stock market and the value of investments.
Wondering how to ensure you are protected? Stop by your local branch to schedule a complimentary review of your retirement plan with a Retirement Advisor from our partners at Security Benefits Center!
Indigenous Peoples/Columbus Day
Monday, October 14
ALL BRANCHES CLOSED
Thanksgiving
Thursday, November 28 - Saturday, November 30
ALL BRANCHES CLOSED
Christmas Eve
Tuesday, December 24
OPEN | 9AM - 12:30PM
Christmas Day
Wednesday, December 25
ALL BRANCHES CLOSED
New Year's Eve
Tuesday, December 31
OPEN | 9AM - 12:30PM
New Year's Day
Wednesday, January 1
ALL BRANCHES CLOSED