Community West can help you refinance your college education to make your payments more affordable!

Take control of your student loan debt with a Community West Credit Union Refinance Loan! refinance your private and federal student loans into one manageable loan.

Who can apply?

  • US Citizens or permanent residents who have graduated from an approved public or private not-for-profit school
  • College graduates with loans in repayment or grace on one or more outstanding private, federal or institutional student loan*
  • Borrowers that are eligible for CWCU membership

Things to Consider:

  • Refinance up to $50,000
  • Flexible repayment terms to fit your needs – 5, 10, or 15 years
  • Variable and fixed rate programs available

Some benefits:

  • No origination fees or prepayment penalties
  • Borrow from your local credit union
  • One manageable loan payment

Loan Rates – as of 10-08-2018 as low as

  5 Year APR 10 Year APR 15 Year APR
Variable Rate 4.25% 4.75% 5.50%
Fixed Rate 4.50% 5.00% 5.75%
APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.

 

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Disclosures

*Subject to credit qualification and additional criteria, including graduating from an approved school. Student loans and underwriting is made available through CWCU. Application processing is available from Credit Union Student Choice on behalf of CWCU. Loan servicing repayment is available from University Accounting Service, LLC on behalf of CWCU. Important Notice: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.

Paying for college tuition is a burden that Community West Credit Union can help lift with low-interest loans that feature small monthly payments.

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Community West Credit Union is here to help fill your funding gap! We are committed to helping students and their families make college more affordable.

Who can apply?

  • Students enrolled at least half-time
  • Must be a U.S. citizen or permanent resident alien
  • Must be a credit union member to receive funded loan

Things to Consider:

  • Option to defer interest and principal while in school
  • Must be a 4-year public or private non-profit school

Some Benefits:

  • No origination fees
  • Co-borrower release option*
  • Interest is generally tax deductible**

*For co-borrower to be released, certain requirements must be met.

**Please consult with your tax adviser.

Loan Rates (as of 10-08-2018)

DESCRIPTION APR (as low as)
CUSC Tuition Loan 7.75 % APR

APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.

Let Community West help you fund your college education.

When funding your education, we recommend following three steps:

  1. Get all the “FREE” money you can (scholarships, school’s financial aid)
  2. Look for “CHEAP” money with lower-interest federal Stafford loans
  3. Fill in the “GAP” with Private Student Loans from CWCU

Who can apply?

  • Students enrolled in at least 6 credit hours
  • Must be a U.S. citizen or permanent resident alien
  • Must be a credit union member to receive funded loan

Things to Consider:

  • Interest and Principle cannot be deferred
  • Funds are available for college, graduate school or qualifying K-12 programs
  • Maximum tuition loan total per member is $50,000.00

Some Benefits:

  • Fixed payment of $25.00/mo for loans up to $2,500.00
  • Fixed payment of $50.00/mo for loans $2,501.00 – $4,000.00

Loan Rates (as of 10-01-2018)

DESCRIPTION APR (as low as)
CWCU Tuition Loan

5.75 % APR

APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.

Student-Loan-Middleville-MI-Community-West-Credit-Union-150x150 Tuition Loans