Protect Yourself and Your Mortgage
For most, owning a home is the largest purchase we will make in our lifetime. Unlike personal loans or credit cards, a house title is public information, which can attract the attention of scammers looking to receive a big payout at your expense. At Community West Credit Union, we know
How Much Should Your Car Down Payment Be?
Purchasing a new vehicle is a big decision. Being in a comfortable financial position that allows you to upgrade your vehicle is a great feeling. However, it is crucial to carefully consider all aspects of the purchasing process, including an appropriate amount of money to put down when taking out
4 Things to Know When Buying Your First Car
Being in a position to buy your first car is a huge accomplishment. While the search for your new ride can be an exciting experience, it can also be a stressful endeavor if not done correctly. Planning ahead can help make the car buying process easier for first-time buyers. At
How Do Land Loans Work? Everything You Need to Know
For some, acquiring land is the ideal situation. When you own a plot of land, you’re free to hunt, camp, or even build on it. But when it comes to purchasing that land, you may need to secure a land loan to finance the property. Before you apply for a
Reasons to Consider a Zero-Down Mortgage
If you wish to buy a new home but haven’t sold your current home, a zero-down mortgage might be the perfect solution for you. This financing option also allows you to pay for a home without waiting years to save cash for a down payment. At Community West Credit Union,
RV Loans: What You Need to Know About Securing Financing
Exploring the outdoors, traveling comfortably, and making memories: these are a few of the things you can do with an RV. The opportunities and experiences are endless, but if you’re on the fence about getting one, RV loans are great for making this large investment more affordable. Here, Community West
Are you ready to buy a home?
The thought of buying a home can be daunting but it doesn’t have to be. Determine if you’re ready to buy a home by asking yourself these questions – you may even realize you’re better equipped than you think. How much house can I afford? Your monthly mortgage payment is
Mortgage Application Checklist
Start our easy, online application to begin financing your dream home or refinance your current home. Use the mortgage application checklist below, so you can prepare everything your mortgage loan officer will need to finalize your application. Apply today! Please note: Not all items are due during the initial application.
5 Steps to Boost Your Credit Score
Your credit score is determined by many factors and it’s your financial habits that will affect the strength of your score. Your credit score can range between 300 – 850 with a higher number increasing your chances for loan approval and better interest rates. Need to raise your credit score?
Student Loans: All the Information You Need
The federal government is by far the single largest source of financial aid to college students, but there are also state government loans, college-sponsored loans, commercial lending institutions and credit unions which also offer private student loans. Qualifying for funding involves filling out multiple forms, including the Free Application for Federal Student Aid
A Complete Guide to Financial Aid
Before applying for a private student loan, make sure that you have thoroughly exhausted all sources of free and low-cost financial aid (such as scholarships, grants, and federal direct student loans). While the process may seem daunting, planning carefully and researching all of your options can save you thousands! Completing
How to buy a house: our best home buying tips!
If you’re thinking about purchasing a home, there are a few things you should consider. Most people start day-dreaming about their dream house before they’ve begun planning financially. When you’re ready to start planning to buy a home, you really need to consider a few things and we will discuss
How To Fund Your Education
Congratulations! You’ve decided to further your education by attending a college or university! Between applying for schools, picking a major, and choosing where to go, you are probably overwhelmed by the amount of decisions you have to make. Luckily, we have a few different suggestions to help reduce your stress