The IRA and the 401(k)
Special contribution by Nicholas VanGeest, Certified Financial Planner How do you save for retirement? Two options probably come to mind right away: the IRA and the 401(k). Both offer you relatively easy ways to build a retirement fund. Here is a look at the features, merits, and demerits of each [Read More]
Facts about Retirement
Special contribution by Nicholas VanGeest, Certified Financial Planner Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback [Read More]
Have you budgeted for retirement?
Special contribution by Nicholas VanGeest, Certified Financial Planner Run the numbers There is a rule of thumb for retirees suggesting that retirement income has a target of 70-80% of the household’s end salary, though this can certainly vary. So, years before leaving work, sit down (perhaps with the financial professional [Read More]
5 Costs to Cut from your Budget!
Small expenses can quickly eat away at a budget and make it harder to save or do the things that matter to you! By cutting these 5 items from your budget, you may be able to save more, invest, or finally plan the vacation you've been dreaming of. Coffee The [Read More]
Managing Money as Newlyweds
Managing money can be a tricky task as a single person, let alone as a couple. There are often many new discoveries that take place as newlyweds and the aspect of money can be difficult to navigate if you’ve only had to consider your own income and spending. According to [Read More]
Eating Healthy on a Budget
Eating healthy can be a difficult task for many when working with a small grocery budget. We all know we should incorporate healthy foods into our diet but boxed products are not only more convenient - they're often cheaper than fresh foods, too! Eat fresh AND stay on budget by [Read More]
