Effective January 1, 2024

Membership

Type of Charge Amount
Membership Deposit per Member $5.00

Checking Account Charges

Type of Charge Amount
Explorer Checking No Charge
Navigator Checking No Charge
Venture Checking No Charge
Business Checking
Non-Profits are exempt. Service charge per month.
$5.00

Account Overdraft Charges

Type of Charge Amount
Non-Sufficient Funds (NSF) - Check/ACH/Card
Setting up eAlerts and Overdraft Protection or lines of credit can help avoid NSF. Per Item.
$30.00
Deposit Items Returned Unpaid
Setting up eAlerts and Overdraft Protection or lines of credit can help avoid returns. Per Item.
$30.00
Non-Return
Setting up eAlerts and Overdraft Protection or lines of credit can help avoid the Non-Return charge. Per Item.
$30.00

Account Service Charges

Type of Charge Amount
ACH on Demand $10.00
Account Research
Obtain a statement from Online Banking or Mobile App to avoid the research charge.
$25.00
Cashier's Check/ Money Order
Use a debit card, online bill payment, or a personal check to avoid the cashier’s check charge.
$2.00
Check Orders
Use a debit card or online bill payment to avoid the check printing charge.
Price Set By Printer
Copy of Cashier's Check/Money Order
Use a debit card, online bill payment, or a personal check to avoid the copy of cashier’s check charge.
$3.00
Dormant Account
Per month after 1 year(s). Perform a transaction within the account annually to avoid the dormant account charge.
$25.00
Escheatment
Perform a transaction within the account annually to avoid the escheatment charge.
up to $100.00
Garnishments and Levies $50.00
Holiday Club Early Withdrawal
Per withdrawal charge.
$5.00
ID Protect - Monthly Charges $3.00
Mobile Deposit No Charge
Money Market Withdrawal
No charge up to six (6) withdrawals per month, after a charge per withdrawal will be associated.
$10.00
Notary - For Members No Charge
Online Bill Payment No Charge
Outgoing Account to Account (A2A) Transfers
Use Bill Pay, Person to Person, or write a check to avoid the outgoing A2A charge.
$5.00
Paper Notice Mailing - For Online Banking Users
Enroll in eNotices to avoid this charge. Per notice sent.
$5.00
Post Office Notification of Change
Address change notification may be avoided if you inform CWCU of your address change when you move.
$5.00
Phone Transfer
Use Online Banking, the Mobile App, or visit a branch to avoid the phone transfer charge.
$2.00
Skip a Pay $35.00
Statement Mailing - For Online Banking Users
Enroll in eStatements to avoid this charge.
$2.00
Stop Payment (Check/ACH)
Submit request through Online Banking to avoid this charge.
$30.00

Debit, Credit Card, and ATM Charges

Type of Charge Amount
Community West Credit Union ATM Withdrawal No Charge
CO-OP ATM Withdrawal No Charge
Card Rush Order
Print your debit card the same day in-branch, or save your card to your mobile wallet for use to avoid the replacement card charge.
$20.00
Out of Network ATM Withdrawal
To avoid the $3.00 ATM Withdrawal Fee, visit CWCU, CO-OP Shared Branching or Xtend Shared Branching locations
$3.00
Replacement Credit or Debit Card
Save your card to your mobile wallet for use to avoid the replacement card charge.
$10.00
Xtend ATM Withdrawal No Charge

Loan Service Charges

Type of Charge Amount
Mortgage Loan Discharge $40.00
Home Equity Subordination $200.00
Loan Payment Convenience 3.75% of Payment

Wire Transfer and International Charges

Type of Charge Amount
Domestic Wire Transfer - Per Item $25.00
International Wire Transfer $50.00
Canadian Check Processing - Per Check $2.00
Scroll to Top