SCHEDULE OF SERVICE CHARGES
Membership
| Type of Charge | Amount |
|---|---|
| Membership Deposit per Member | $5.00 |
Checking Account Charges
| Type of Charge | Amount |
|---|---|
| Explorer Checking | No Charge |
| Navigator Checking | No Charge |
| Venture Checking | No Charge |
|
Business Checking Non-profits are exempt. Service charge per month |
$5.00 |
Account Overdraft Charges
| Type of Charge | Amount |
|---|---|
|
Non-Sufficient Funds (NSF) - Check/ACH/Card Setting up eAlerts and Overdraft Protection or lines of credit can help avoid NSF. Per Item. |
$30.00 |
|
Deposit Items Returned Unpaid Setting up eAlerts and Overdraft Protection or lines of credit can help avoid returns. Per Item. |
$30.00 |
|
Non-Return Setting up eAlerts and Overdraft Protection or lines of credit can help avoid the Non-Return charge. Per Item. |
$30.00 |
Account Service Charges
| Type of Charge | Amount |
|---|---|
| ACH on Demand | $10.00 |
|
Account Research Obtain a statement from Online Banking or Mobile App to avoid the research charge. |
$25.00 |
|
Cashier's Check/Money Order Use a debit card, online bill payment, or a personal check to avoid the cashier's check charge. |
$2.00 |
|
Check Orders Use a debit card or online bill payment to avoid the check printing charge. |
Price Set By Printer |
|
Copy of Cashier's Check/Money Order Use a debit card, online bill payment, or a personal check to avoid the copy of cashier's check charge. |
$3.00 |
|
Dormant Account Per month after 1 year(s). Perform a transaction within the account annually to avoid the dormant account charge. |
$25.00 |
|
Escheatment Perform a transaction within the account annually to avoid the escheatment charge. |
up to $100.00 |
| Garnishments and Levies | $50.00 |
|
Holiday Club Early Withdrawal Per withdrawal charge. |
$5.00 |
| IDProtect - Monthly charges | $3.00 |
| Mobile Deposit | No Charge |
|
Money Market Withdrawal No charge up to six (6) withdrawals per month, after a charge per withdrawal will be associated. |
$10.00 |
| Notary - For Members | No Charge |
| Online Bill Payment | No Charge |
|
Outgoing Account to Account (A2A) Transfers Use Bill Pay, Person to Person, or write a check to avoid the outgoing A2A charge. |
$5.00 |
|
Paper Notice Mailing - For Online Banking Users Enroll in eNotices to avoid this charge. Per notice sent. |
$5.00 |
|
Post Office Notification of Change Address change notification may be avoided if you inform CWCU of your address change when you move. |
$5.00 |
|
Phone Transfer Use Online Banking, the Mobile App, or visit a branch to avoid the phone transfer charge. |
$2.00 |
| Skip-a-Pay | $35.00 |
|
Statement Mailing - For Online Banking Users Enroll in eStatements to avoid this charge. |
$2.00 |
|
Stop Payment (Check/ACH) Submit request through Online Banking to avoid this charge. |
$30.00 |
Debit, Credit Card, and ATM Charges
| Type of Charge | Amount |
|---|---|
| Community West Credit Union ATM Withdrawal | No Charge |
| CO-OP ATM Withdrawal | No Charge |
|
Card Rush Order Print your debit card the same day in-branch, or save your card to your mobile wallet for use to avoid the replacement card charge. |
$20.00 |
|
Out of Network ATM Withdrawal To avoid the $3.00 ATM Withdrawal Fee, visit CWCU, CO-OP Shared Branching or Xtend Shared Branching locations. |
$3.00 |
|
Replacement Credit or Debit Card Save your card to your mobile wallet for use to avoid the replacement card charge. |
$10.00 |
Loan Service Charges
| Type of Charge | Amount |
|---|---|
| Mortgage Loan Discharge | $40.00 |
| Home Equity Subordination | $20.00 |
| Loan Payment Convenience | 3.75% of Payment |
Wire Transfer and International Charges
| Type of Charge | Amount |
|---|---|
| Domestic Wire Transfer - Per Item | $25.00 |
| International Wire Transfer | $50.00 |
| Canadian Check Processing - Per Check | $2.00 |