Savings 

Locally focused and member-owned, Community West Credit Union offers competitive rates and superior service and membership requires just a $5 deposit. Whether you’re starting to save, building a nest egg, or preparing for retirement, you qualify if you live, work, worship or attend school in Allegan, Barry, Ionia, Kent or Ottawa counties. Here’s a look at the types of credit union savings accounts and services we offer right here in your own backyard.

Regular Savings

Saving for your financial future begins with our simple and safe Regular Savings accounts at Community West Credit Union. Our benefits and basic requirements beat the big banks so you can reach your saving goals with ease. Open your initial savings account with just a $5 deposit and unlock the benefits of; no withdrawal or transfer limits, interest paid monthly, CWPERKS and more!

Advantage Savings

Finally – there’s a credit union savings account that gives you a raise. Grow your nest egg in a safe and secure place by opting to save with our Advantage Savings account. Whether you’re planning for retirement or saving for your child’s college education, you can earn a competitive rate on new deposits valuing $100,000 or more.

Certificate of Deposit

Find stable and consistent savings growth as well as a guaranteed rate of return with our Certificate of Deposit (CDs) options at Community West Credit Union. Our CDs require a minimum of $500 to get started. Paired with variable terms from three months to five years and exceptional customer service, our CDs allow you to simply plant your money and watch it grow.

Explorer Savings

The best time for high school and college students to start building for their financial future is now. That’s why Community West Credit Union is proud to offer  Explorer Savings accounts which require no minimum balance and do not have withdrawal restrictions. With access to over 30,000 fee-free ATMs nationwide and a host of rewards, we’ll help you learn money management while enjoying all the benefits of superior service.

Health Savings Accounts

Better manage unexpected medical expenses when you begin saving with a Health Savings Account (HSA) at Community West Credit Union. If you are in an eligible health care plan (High Deductible Plan), our HSAs are a convenient, hassle-free way to cover day to day healthcare costs. Check with your employer’s benefit coordinator to see if you are in a High Deductible Plan for eligibility requirements.

Holiday Club Savings Account

A Holiday Club savings account is a great way to save for the holidays. Make deposits into your Holiday Club account throughout the year to be ready for seasonal spending! Any funds you’ve saved will transfer automatically into your regular savings account on November 1st to prepare for the holidays. But don’t worry; you still have access to your money during the year if you ever need to withdraw or transfer money into another account.

If you are interested in opening a Holiday Club savings account, chat with one of our experts today!

IDProtect

Guard yourself and your savings with personal identity protection from IDProtect through Community West Credit Union. For a small fee of just $3 per month, this service includes total identity monitoring, 3-in-1 credit file monitoring, credit reports, identity theft expense reimbursement coverage and much, much more.

Get Started Today

Though some might believe a credit union savings account can’t compete with the benefits of big banks, our loyal members will tell you otherwise. If you’re ready to start saving smarter, chat with one of our experts by stopping into a Community West Credit Union branch nearest you. For more information, contact us online.