Recreational Vehicle Loans
Looking for a new way to get around? You have a car, but now you’re ready to get behind the wheel of something a little more fun. Perhaps you want to spend the summer traveling in an RV, or you’re ready to purchase a four-wheeler to go exploring in the backwoods. Or, maybe you love spending time on the water and can’t wait to get your own jet ski or fishing boat. Whatever type of recreational vehicle you have in mind, Community West Credit Union can help you get it for the price you need with something called a recreational vehicle loan (also known as an RV loan).
An RV loan makes it easier to manage the cost of the vehicle so that you can get out on the open road or crystal-clear waters and enjoy your newfound freedom that much faster. If you’re interested, you can find more information about the benefits of our RV loans and how to get one below.
Types of Vehicles Covered
Wondering what types of vehicles are applicable for a recreational vehicle loan? Just about all types of vehicles are covered as long as they can be titled, and it doesn’t matter whether it’s new or used. CWCU takes pride in being able to serve members, no matter what their preferred type of outdoor fun might be.
The vehicles covered include, but are not limited to, the following:
- ATVs and UTVs
- Jet skis
- Fishing boats
- Boat trailers
- Golf carts
Not sure if the recreational vehicle you want to buy can be titled or not? Feel free to reach out to us and ask. Alternatively, you can also check in with the Michigan Department of Motor Vehicles. If you’re looking to get a loan for a car or truck, CWCU can help with that, too.
Why Choose CWCU?
Recreational vehicle loans through Community West Credit Union come with a lot of benefits. Members who apply and get approved for a loan get to enjoy such advantages as fixed rates and fixed monthly payments. Fixed options can be very helpful to have because that means you know exactly what your payment will be each month. In addition, we offer longer loan terms ranging up to 120 months, allowing you to pay off the loan at a pace that works for you.
Community West Credit Union offers a convenient loan process to help make securing funds for your RV or Recreational vehicle easy. Also, having a loan will even help you earn points through CWPERKS that you can put towards extra savings and rewards.
Get the season started with a new or used recreational vehicle. The sooner you apply for your loan, the sooner you can get the keys to your new RV. Apply online or visit your local Community West Credit Union branch. In the meantime, feel free to use our Simple Loan Calculator to start exploring your loan options.
|2021 – 2020 New & Used RV Loans||APR (as low as)|
|60-month term||3.25 % APR*|
|84-month term||3.75 % APR*|
|120-month term||4.25 % APR*|
|180-month term||5.75 % APR*|
|2019 – 2011 Used RV Loans||APR (as low as)|
|60-month term||4.25 % APR*|
|84-month term||4.75 % APR*|
|120-month term||5.25 % APR*|
|180-month term||6.75 % APR*|
|Older RVs (2010 and older, up to 60-month term)||9.25 % APR*|
*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
Note: Autos with over 100,000 miles are subject to an additional .50% rate increase.
Note: Certain loans may have more requirements.