RV Loans in West Michigan

A motorcycle, boat, snowmobile, or another recreational vehicle (RV) can bring adventure and excitement to your life, allowing you to appreciate the natural world on a deeper level. At Community West Credit Union, we provide RV loans to customers throughout West Michigan to help them attain the vehicles of their dreams at prices that suit their financial situations. Learn what RV loans can be used for and the advantages of this type of financing.

RVs We Cover

 A loan makes it easier to manage the expenses of owning an RV and enjoying your newfound freedom riding on the open road or sailing across pristine waters. No matter what type of vehicle you wish to purchase, we have loans that suit an array of needs. Some of the most common Recreational Vehicles we finance include:

  • RVs and campers: We need a section here for actual RVs/campers since that language is lessened in this version of our page.
  • ATVs and snowmobiles: If you need to get around and want to have more fun doing it, an all-terrain vehicle (ATV) or snowmobile may be the ideal solution. You can use these versatile vehicles in winter, spring, summer, and autumn to experience yearlong enjoyment.
  • Boats and watercrafts: Those interested in riding the waves or taking a peaceful trip across still waters may seek a loan for a jet ski, pontoon boat, or another watercraft. Our RV loans can be used to finance water recreation.
  • Motorcycles: Get pre-approved for a new or used motorcycle. At Community West Credit Union, we provide RV loans that bring you one step closer to cruising down the open road.

If you are interested in securing a loan for a unique vehicle not mentioned here, reach out to us to see if it qualifies for coverage. If the vehicle requires a title, we can help! We also recommend getting a personal loan for trailers or any other accessories needed to complement your RV.

What You Need to Apply

Members who wish to apply for an RV loan must supply proof of their identity, such as a government-issued photo ID. They also need to provide information about their employment status, annual or monthly income, and mortgage or rent payment.

If you are not a member but wish to apply, you should also prepare your social security number (SSN), mother’s maiden name, and proof of your current address (if it’s not listed on your driver’s license or government-issued ID). Vehicle or voter registration forms, lease agreements, and utility and telephone bills qualify as proof of your current address.

Our online application makes it easy to provide all of the information required to review your loan request. For full details, visit our RV Loan Applications checklist.

Please note: Existing and new members may be required to supply additional documentation upon request. We reserve the right to review these files before approving a loan application.

Partnering with Community West Credit Union

Customers who choose to finance RVs with us experience numerous advantages, including fixed rates and set monthly payments. Fixed options let you know how much you will be charged each month, making them resourceful for budgeting. As an added benefit, we offer extended terms reaching up to 180 months to help you pay off your loan at a pace that suits your financial circumstances.

Our convenient loan process makes it simple for you to finance any RV. Additionally, borrowers can earn rewards through our CWPERKS program, allowing them to save resources for other financial goals.

Apply for an RV Loan Today

The sooner you apply for a loan, the sooner you can get the keys to a new or pre-owned RV. Start the season at Community West Credit Union. We are a not-for-profit and member-owned organization that provides personalized financial resources at affordable rates to 25,000 residents throughout West MI. Apply online today or visit one of our locations in Comstock Park, Grandville, Hudsonville, Kentwood, Middleville, or Rockford to learn more about our RV loans.

RV Loan Rates

Rates effective as of today.

2022 – 2021 New & Used RV Loans / Recreational Vehicle Loans APR (as low as)
60-month term 3.25 % APR*
84-month term 3.75 % APR*
120-month term 4.25 % APR*
180-month term 5.75 % APR*

*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
Note: Autos with over 100,000 miles are subject to an additional .50% rate increase.
Note: Certain loans may have more requirements.

Rates effective as of today.

2020 – 2012 Used RV Loans / Recreational Vehicle Loans APR (as low as)
60-month term 4.25 % APR*
84-month term 4.75 % APR*
120-month term 5.25 % APR*
180-month term 6.75 % APR*
Older RVs (2011 and older, up to 60-month term) 10.00 % APR*

*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
Note: Autos with over 100,000 miles are subject to an additional .50% rate increase.
Note: Certain loans may have more requirements.

a recreational vehicle travels on a scenic road

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