Personal Loans

Through all life’s ups and downs, Community West Credit Union is here for you. That’s why we offer personal loans with low rates and flexible repayment options. Many of our community members use personal loans to cover major expenses as well as to consolidate debts. If you’re interested in learning more about unsecured personal loans from Community West Credit Union, get in touch with us today.

Types of Personal Loans We Offer

There are many different reasons why someone might want to take out a personal loan. Whatever your situation may be, we want you to complete the process feeling confident that you’re in good hands. We’ll be happy to sit down with you, listen and guide you through the different options available.

A common reason for getting a personal loan is debt consolidation. The lower rates and fixed monthly payments make it easier for some people to manage their finances. Others, however, use personal loans to cover the cost of…

  • Big purchases
  • Emergencies
  • Home and auto repairs
  • Travel and vacations
  • And so much more!

Benefits of Our Personal Loans

In many cases, a personal loan from Community West Credit Union is a great alternative to using credit cards. The loans have lower interest rates, which can help you pay yours off more quickly. Other benefits include:

  • No collateral needed
  • Terms as short as 12 months and as long as 60 months
  • No prepayment penalties

While certain loans may have more requirements, our team will be happy to work with you to balance your finances and find a solution that fits.

Get Started

To start the loan application process, try our handy payment calculator to get an idea of your borrowing needs and repayment. When you’re ready, you can also apply for a personal loan directly online. If you’d like to discuss your options in person with a knowledgeable representative, feel free to visit your local Community West Credit Union branch today.

Rates effective as of today.

DESCRIPTION APR* (as low as)
12–60 Month Personal Loan 12.00%

*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application. Payment per $1,000 borrowed at 12.00% APR is $88.87 per 12-month term. Certain loans may have more requirements.

canoe on a calm lake

Simple Loan Calculator

Monthly Payment:


Results for illustration purposes only.
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