SCHOLARSHIP LAPTOP RAFFLE

Raffle Terms and Conditions:

1. This raffle is open to scholarship applicants without a CWCU membership at the time of entry. Employees of Community West Credit Union (CWCU) and their immediate family members or household members are not eligible. Immediate family members are defined as the following relationship to the employee: father, mother, brother, sister, husband, wife, and children. Household members are defined as anyone who resides in the same household as the employee, regardless of their familial relationship.
2. Eligible individuals may enter the raffle by:
   1. Opening a Community West Credit Union membership and making a minimum deposit of $50.00.
3. All eligible memberships with minimum deposit received by 5:00 pm on August 25th, 2025, will qualify and be entered into the raffle. All entries become the property of the credit union, will not be returned, and are subject to verification. When an eligible individual enters during the raffle period, they will be entered into the raffle, allowing for only one entry.
4. The winner will be selected by a random drawing to be held on or about August 26th, 2025, from qualified entries received. The winner will be notified via email and telephone. The number of qualified entries will determine the odds of winning. If the winner cannot be contacted or does not respond in 10 days, the winner will be disqualified, and a substitute winner will be randomly selected from the remaining entries.
5. One (1) winner will receive an Apple 2025 MacBook Air 15-in Laptop with M4 chip (retail value $1,199.00). The prize is provided by CWCU. You have the right to request a different laptop at equal or lesser value. No substitutions or transfers of prizes will be allowed. CWCU reserves the right to substitute a prize of equal or greater value.
6. The Prizes will be provided directly to the winner from CWCU via pick up in a CWCU branch or mail via the US Postal Service.
7. The raffle's sponsor is Community West Credit Union, 5801 Broadmoor Ave SE, Kentwood, MI 49512. All decisions of CWCU in applying these raffle rules will be final.
8. CWCU is not responsible for lost entries, misdirected entries, undelivered or late entries, computer or internet problems, hacking, viruses, technical or other issues beyond the reasonable control of CWCU.
9. The Raffle is subject to all applicable federal, state, municipal, and local laws and regulations. Void where prohibited by law.
10. Except as otherwise prohibited by law, by entering this raffle, each entrant grants permission to CWCU to use his/her name, address, and likeness for advertising/publicity purposes in any and all media without further compensation. Winners may be required to sign an affidavit of eligibility and a publicity release. Failure to comply may result in forfeiture of the prize and the awarding of the prize to another individual.
11. By participating in the raffle, each entrant agrees to release and hold harmless CWCU and their officers, directors, employees, agents, and representatives from and against any and all claims of liability arising directly from participating in the raffle of the award of any prize.
12. By submitting an entry, each entrant agrees that if he/she is awarded a prize, CWCU may verify the information provided as a condition of the entrant receiving the prize. All prizes are awarded “as-is” and without warranty of any kind. All local, state, and federal taxes are the sole responsibility of the winner.
13. Entrants may contact CWCU at PO Box 8069 Kentwood, MI 49518 or 616.261.5657 at any time to be removed from CWCU’s mailing list.
14. No third-party business, including Apple, is associated with nor sponsoring this raffle.