Middle of construction on a home


Build your dream home from the ground up!
When looking for a new home, finding the perfect house that checks all of your must-have boxes can feel impossible. With a construction loan from Community West, you don't have to sacrifice your dream kitchen, closet, or man cave!


What is a Construction Loan?

A construction loan allows you to borrow money to build a house. Depending on your budget, the loan can cover most or all building costs - including building materials, contractor labor, land costs, and necessary permits.

At the time of completion, the end loan must be refinanced into a permanent mortgage with terms of up to 30 years.

Construction Loan Benefits:

  • Pay interest only during the construction period
  • No escrow account needed during construction
  • Local underwriting and draw requests
  • Fixed-rates with flexible terms
  • Utilize previously purchased land for equity or a down payment