COMMUNITY 10 & 15

Introducing the Community 10 and Community 15 Mortgage Loan!
Two refinance options created with a deep commitment to strengthening our communities. These focused loan terms* offer 10- and 15-year pathways designed to help homeowners build equity faster and reduce long-term interest*. The Community 10 and Community 15 support those who wish to remain in the homes they love while working toward a more secure financial future.

Community 10 & 15 Benefits:

Faster Path to Ownership: Pay off sooner with shorter-than-traditional terms* and move toward full ownership faster.
Lower Long-Term Interest Costs*: Reduce total interest over the life of your loan and increase overall savings.
Build Equity More Quickly: Strengthen your financial position faster.
Stable, Predictable Payments: Enjoy fixed monthly payments for consistency and peace of mind.
Refinance Without Restarting the Clock: Move from longer-term loans without extending your payoff timeline.
Community-Focused Support: Partner with an organization dedicated to reinvesting in our communities.

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*Example based on a 10-year fixed-rate mortgage. Monthly payments for a $250,000 loan at 6.25% APR would be $2,802.50 (principal and interest only). Example based on a 15-year fixed-rate mortgage. Monthly payments for a $250,000 loan at 6.25% APR would be $2,139.25 (principal and interest only). Payments do not include taxes and insurance premiums, and the actual payment obligation will be greater. Subject to credit approval. The rate may vary depending on each individual’s credit history and underwriting factors. Programs, rates, terms, and conditions subject to change without notice. Other loan terms available.