A New Car to Take You Where You’re Going in Life

When you’re ready to buy your first car, we can help by offering the stability of a flat rate and steady repayment options. Drive away with a great rate and a reliable vehicle!

First Time Car Buyer Loan with Community West

It’s likely you’re not sure what to look for when buying your first car. Well, at Community West Credit Union, we’re here to help! With a fixed-rate and consistent monthly payments, our programs are the perfect fit for new drivers or those looking for more stability in their financial life. We offer first car loan options so that you can find something reliable that suits your needs best!

The process may be confusing for a first car loan buyer, but our lenders are here to make it easy! We can help you understand and consider the following:

  1. Understand the difference between a secured and unsecured loan.
  2. Be informed of the interest rates and terms of the loan. We offer competitive rates and flexible terms.
  3. Consider how much money you can put down on a new vehicle and how that will change your monthly payment.
  4. Know what kind of credit score is needed to qualify for a first-time car loan before applying. Our lenders are here to help you understand the process.
Last Updated: Rates effective as of today.
First Time Car Buyer Loan (ages 18 – 24) APR (as low as)
First Car Loan (2021-2017) 4.25 % APR*
First Car Loan (2016-2011) 5.00 % APR*

*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
Note: Autos with over 100,000 miles are subject to an additional .50% rate increase. Certain loans may have more requirements. Member can not have a previous car payment on their credit report. A co-signer is required.

We are able to serve first time car buyer loans in the following communities: Comstock Park, Grandville, Hudsonville, Kentwood, Middleville, Rockford, and Allegan, Barry, Ionia, Kent, and Ottawa counties.

Young Man Driving Car

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