Community West Credit Union members can bridge the gap between paychecks when cash runs low with a Smart Choice Loan.

Too much month at the end of your money? Unexpected expenses can make it hard to make ends meet. That’s where we come in! CWCU’s Smart Choice Loan is a better alternative to payday lending and our rates and fees are much lower than payday lenders too.

Need quick cash? Give us a call first!


  • Low annual fee for availability
  • No application necessary
  • Lower interest rate than payday lenders
  • Borrow up to $500

Rates effective as of today.

Smart Choice Loan 18.00 % APR*

*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
Note: Certain loans may have more requirements.

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Results for illustration purposes only.
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