Community West Credit Union members can bridge the gap between paychecks when cash runs low with a Smart Choice Loan.

Too much month at the end of your money? Unexpected expenses can make it hard to make ends meet. That’s where we come in! CWCU’s Smart Choice Loan is a better alternative to payday lending and our rates and fees are much lower than payday lenders too.

Need quick cash? Give us a call first!

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Things to Consider:

  • Low annual fee for availability
  • No application necessary

Some Benefits:

  • Lower interest rate than payday lenders
  • Borrow up to $500

Loan Rates (as of 01-09-2017)

DESCRIPTION APR (as low as)
Smart Choice Loan 18.00 % APR

APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application.
* When you set-up an automatic payment transfer from your CWCU savings or checking account!
Note: Certain loans may have more requirements.