Savings Rates
Money Market Savings
| DESCRIPTION | APR | APY |
| Money Market ($2,500 – $9,999) | 0.10% APR | 0.10% APY |
| Money Market ($10,000 – $49,999) | 0.20% APR | 0.20% APY |
| Money Market ($50,000 – $99,999) | 0.25% APR | 0.25% APY |
| Money Market ($100,000+) | 0.30% APR | 0.30% APY |
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. Rates Subject to Change
Advantage Savings
| DESCRIPTION | APR | APY |
| Advantage Savings
Balances of $100,000 or more |
0.50%* APR |
0.50%* APY |
Dividends are paid quarterly on the above products. Balances below $100,000 will earn Regular Savings rate.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. Rates Subject to Change
Certificate of Deposits
| DESCRIPTION | APR | APY |
| 3 Month CD | 0.100% APR | 0.100% APY |
| 6-11 Month CD | 0.100% APR | 0.100% APY |
| 12-17 Month CD | 0.250% APR | 0.250% APY |
| 18-23 Month CD | 0.399% APR | 0.400% APY |
| 24-35 Month CD | 0.499% APR | 0.500% APY |
| 36 – 47 Month CD | 0.748% APR | 0.750% APY |
| 48 – 59 Month CD | 0.947% APR | 0.950% APY |
| 60 Month CD | 0.996% APR | 1.000% APY |
| Explorer (Youth) CD: 12-month term | 0.996% APR | 1.000% APY |
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. Rates Subject to Change
Young Adult Savings
| DESCRIPTION | APR | APY |
| Explorer Savings | 0.20% APR | 0.20% APY |
Dividends are paid quarterly on the above products.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. Rates Subject to Change
IRA Savings
| DESCRIPTION | APR | APY |
| IRA Savings | 0.20% APR | 0.20% APY |
Dividends are paid quarterly on the above products.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. Rates Subject to Change
Health Savings Account
| DESCRIPTION | APR | APY |
| Health Savings Account (HSA) | 0.50% APR | 0.50% APY |
Dividends are paid monthly on the above products.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. Rates Subject to Change
Regular Savings
| DESCRIPTION | APR | APY |
| Regular Savings | 0.10% APR | 0.10% APY |
Dividends are paid quarterly on the above products.
APR = Annual Percentage Rate.
APY = Annual Percentage Yield. Rates Subject to Change
