Have you heard about Debit Card Round-Up? It’s the free tool that helps you save as you spend! The best part? It’s automatic, so there’s no guesswork or manual transfers required from you! Using your debit card, each purchase you make will be rounded up to the nearest dollar. Then, the “change” is automatically transferred into your savings account. Below are eight reasons to use Debit Card Round-Up to start saving today!
Emergency Fund
This is a no-brainer for anyone who struggles to save or doesn’t think much about saving! Not everyone is naturally a saver, but this tool will help you save money for a rainy day.
When you have an emergency fund, you lessen the stress of unexpected expenses. For example, my husband and I recently purchased a new washer and dryer because our current appliances died. This could have been stressful if we had not set aside money for this type of purchase. Surely, Debit Card Round-Up won’t buy you a washer and dryer overnight, but it can be the catalyst to empower your saving abilities!
Mini Vacation
Plan a getaway and use your Debit Card Round-Up savings to help pay for the adventure! The longer you save, the greater the trip.
Holiday Fund
We all feel the strain on our wallets around the holidays. We know it happens, yet every year it can feel stressful. With Debit Card Round-Up, I no longer stress about having extra money for holiday gifts.
A Graduation Fund
This goal will take time but hear me out. In 9 months, we saved close to $500 with Debit Card Round-Up. For the sake of easy math, that’s around $600 in a year. One option is to open secondary savings account for Debit Card Round-Up transfers and not touch the money until your child turns 18. Did you do the math? Yeah, that’s $10,800 when starting at birth – a pretty nice starter fund without even thinking about saving.
Vet Bills or Pet Supplies
Buying the bulk supply of monthly preventatives can be pricey. With Debit Card Round-Up, you can purchase these items with a little less shock to your account. Or – save the money for when the inevitable vet trip occurs.
Oil Changes
Owning a car is full of expenses; some are more planned than others. Debit Card Round-Up can help provide the funds you need every time an oil change comes around.
Annual Summer Camp Fees
Do your kids love summer camp? Of course, they do! However, sometimes going to camp can be expensive. With Debit Card Round-Up, you can save automatically all year and be ready by the time sign-ups roll around.
Auto/Home Insurance
Rather than having a monthly bill, use your Debit Card Round-Up savings to pay for your annual home or auto insurance premium. You may even save more money by paying in full!
These are just a handful of options for saving with Debit Card Round-Up! How will you use your Round-Up savings? Enroll today and take the guesswork out of saving! If you need help signing up or have more questions, contact us today and a Member Service Rep will be happy to answer your questions. Or visit any of our six branches in Comstock Park, Grandville, Hudsonville, Kentwood, Middleville, or Rockford.
