Fixed Rate Mortgage

Find a mortgage option that fits your budget and lifestyle.

Learn More | Apply Now

Home Equity

Pay for the home improvement project you’ve been dreaming of.

Zero Down Mortgage 

A budget-minded solution to buy your next home.

Learn More | Apply Now

Mortgages in West Michigan

Buying a home can be one of the most exciting and rewarding experiences of a person’s life. At Community West Credit Union, we guide customers across West Michigan through the process with a range of mortgage services that help them purchase their first home or upgrade to a dream property. As a member-owned, not-for-profit organization that’s fully invested in our communities, we proudly provide several mortgage options and resources for our members.

Why Apply for a Mortgage at Community West Credit Union?

With an array of outstanding mortgage products, we make it easy for you to finance your home or take steps toward financial freedom. If you already are a member of Community West Credit Union, you can confidently explore loan options with a professional who knows you well. Additionally, it’s easy to find out who to contact when you have questions about your mortgage.

Not a member? No problem. Know that you will work with friendly, knowledgeable, and experienced mortgage professionals. Our staff is committed to developing relationships with each member, taking the time to understand their unique financial needs and find the most effective solutions available.

Our Mortgage Products

Our members can achieve their property ownership goals through our wide range of mortgage products:

Fixed-Rate Mortgages

We offer traditional fixed-rate mortgages between 10 and 30-year terms, allowing you to customize your monthly payments to suit your family’s budget. Our fixed-rate mortgage services also come with many other benefits that make buying a new home convenient, including affordable rates and low down payment options.

Zero Down Mortgage

Our Zero Down mortgage is ideal for homebuyers who have limited resources and want to build equity. This option does not require you to put money down, giving you more flexibility when buying a house. It also gives you the ability to purchase a home before you receive funds from selling your current home. Additionally, Zero Down mortgages come with no private mortgage insurance (PMI), saving you more cash each month.

Home Equity Loans

Our home equity loans and lines of credit are designed for homeowners who want to use the equity they have accrued over the years. These loan options enable you to leverage your home’s current value to pay for remodeling projects that can increase its worth or enhance your living

Mortgage Refinancing

If you wish to lower your mortgage interest rate, minimize your monthly payment, or adjust your current term, consider refinancing your mortgage with Community West Credit Union. We offer 10-, 15-, 20-, and 30-year refinancing terms to help members update their mortgages to reflect their current financial circumstances.

Mortgage Retirement Loan

Members looking to pay off a mortgage or consumer debt sooner can benefit from our Mortgage Retirement Loan. This solution enables you to retire your mortgage in 10 years or less to focus on financial security or independence earlier. With this option, members can pay off an existing mortgage and transition to a new mortgage that better suits their needs and goals.

 Land Loan

Individuals who plan to build their dream home can apply for a land loan to secure the ideal site in West Michigan. These 10- to 15-year term mortgages come at fixed rates, and buyers can use them for up to 20 acres of unimproved land. Members looking to buy property for farming, hunting, and more also can request these loans.

Ask about Our Mortgage Services Today

Whether you need to refinance, renovate, or purchase a new home, Community West Credit Union has the products you need to achieve your property goals. We have locations in Comstock Park, Grandville, Hudsonville, Kentwood, Middleville, and Rockford. Contact us to learn more about our mortgages or apply online today.

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