Apply for a Mortgage Retirement Loan

At Community West, we offer members a variety of loan programs to choose from including our Mortgage Retirement loan. A Mortgage Retirement loan is a great option for anyone looking to pay off their home sooner than originally planned. Instead of waiting 15 years or longer to pay off your debts, you can apply for a mortgage retirement loan and get closer to financial freedom. Interested in learning more? Connect with us online or apply today!

Reasons to Get a Mortgage Retirement Loan

The main purpose of a Mortgage Retirement loan is to pay off your home loan faster. If you’re like most people, you probably have a mortgage with a 15 to 30-year term. Instead of waiting out the full term, you can essentially “retire” your mortgage early and save money that would be paid on interest. As a result, you’ll have more cash flow every month and be able to reap the benefits of having more financial independence. Once your home loan is paid off and the house belongs to you completely, you’ll experience a feeling of accomplishment like none other.

Another reason why some homeowners decide to get our Mortgage Retirement loan is to consolidate debts. Debt consolidation is a great way to package everything together. Most people find that with a single loan program, it’s much easier to manage finances. In addition, consolidating debt may lower your interest rates, allowing you to pay off debt faster.

Taking out a Community West Mortgage Retirement loan can help you work towards retirement, a vacation, or a home improvement project. When you take steps to reduce or eliminate your debt, so many more opportunities become available.

Let Community West Handle Your Mortgage Retirement Loan

Our Mortgage Retirement loans have competitive rates and are held in house with Community West. If you have any questions about your loan at any point, you always know where to find us.

Things to Consider

Mortgage Retirement loans with Community West have a 10-year maximum term with low annual percentage rates, and a flat fee for processing. To get started, a loan application to establish credit worthiness is required. An appraisal of your home may also be required.

Not sure if a mortgage retirement loan is right for you? Check out our other mortgage products. For example, maybe a home equity loan would better serve your needs. Home equity loans can help cover the cost of large expenses. Or, maybe a personal loan or line of credit would suit you better.

Apply Now

Take the first step toward financial freedom today with a mortgage retirement loan from Community West. You can check rates and apply online now. If you have any questions or would like to talk through your options first, feel free to stop by your local branch. You can also contact us with questions or to start your application.

Rates effective as of today.

Mortgage Retirement Loan – 10-year term APR (as low as)
Based on $100,000 2.25 % APR*

*APR = Annual Percentage Rate. Subject to change. APR may be higher depending on your application. Appraisal may be required.
Note: Certain loans may have more requirements.


Phone: 616.261.5657
E-fax: 616.588.6442
NMLS # 691882

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