Credit Union Loans
With a wide variety of loan types, Community West Credit Union has our members covered through all life’s stages. Whether you’re starting out in life or retiring; buying a house or planning a vacation, you can turn to us for financing options. When you take out a loan through CWCU, you’ll get to enjoy great benefits, such as competitive low interest rates, flexible terms and online bill pay, because we want you to feel confident in every financial decision you make from this point forward.
Types of Credit Union Loans We Offer
At Community West Credit Union, we offer a lot more than just your standard loans. Not sure which type is right for you? Check out what’s available below.
We offer loans for just about every type of vehicle. Whether you’re looking to get a car, truck, fishing boat, ATV or something else, the CWCU team will work to get you set up in your new ride. Loans are available for both new and used vehicles.
If you’re ready to buy a home or would like to explore refinancing options, talk to a CWCU lending expert first! We offer mortgages with fixed interest rates, mortgage retirement loans, and home equity loans to help you cover large expenses.
Young Adult Loans
At Community West Credit Union, we want to see young adults succeed and take control of their financial health early. If you’re a member between the ages of 18 and 24, consider applying for one of our first car loans, school tuition loans or young adult laptop loans.
Personal loans are a great option for a lot of people. Some use them to consolidate debt, while others use them to help pay for emergencies, major repairs or vacations. Terms start at just 12 months with no prepayment penalties.
Line of Credit
Need quick access to cash? Consider taking out a line of credit. A line of credit can be linked to any CWCU account and gives you the flexibility to access funds anytime. This is a great tool in case of overdraft or unexpected purchases.
Credit Builder Loans
Not happy with your current credit score? Ask about our credit builder loans. They’re small loans that can be used to help establish or boost your credit so that you can enjoy more financial freedom while helping you save money.
Smart Choice Loans
Smart Choice Loans help members break free from payday loans by offering better rates, lower fees, and manageable payments. It’s a smarter choice for when you need money now and can’t wait until your next paycheck.
How to Apply
If there’s a type of loan you’re interested in getting, Community West Credit Union makes it easy for you to apply. Members can simply fill out the online application whenever it’s most convenient. If you need help or have any questions, you’re always welcome to talk to an expert via Live Chat. We can help you decide which type of loan might be best for your particular situation and then assist you in navigating the application and the processing period. You can also use our handy Simple Loan Calculator to review your options.
Contact a Loan Officer
No matter what type of loan you might need, know that Community West Credit Union is always here to help. Please give us a call at 844.348.8960 if you need assistance, or stop by any of our six branches located through Western Michigan. You can find us in Comstock Park, Grandville, Hudsonville, Kentwood, Middleville, and Rockford.