Individual Retirement Accounts are a great way to build wealth for your future and Community West offers robust options to help you achieve your goals. IRAs are tax-deferred and can be diversified to the risk and comfort level of every investor with a range of stocks, bonds and cash holdings.

Things to Consider:

  • Traditional IRA: Invest tax free when you put money in and pay the taxes when you withdraw the money in retirement.
  • Roth IRA: You pay the taxes up front and cash withdrawals are free.
  • Coverdell Educational IRA: Deposits grow tax free until distributed for certain education expenses
  • Income and contribution limits exist.
  • Penalties for early withdrawal

Some Benefits:

  • It’s all about you
  • Loyalty rewards

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Share Rates (as of 01-01-2016)

DESCRIPTION APR APY
IRA Savings 0.20% APR 0.20% APY

Dividends are paid quarterly on the above products.

APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates Subject to Change