CD’s offer higher rates and compounding benefits when compared to other savings options.

Variable terms and lengths are available and membership status can offer additional benefits for risk-free accounts that are insured.

Things to Consider:

  • Minimum of $500 to open
  • Terms from three months to five years
  • Add-on options available
  • Borrow up to $500, depending on membership status

Some Benefits:

  • Larger principals are eligible for higher rates
  • Longer terms also carry a better return

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Share Rates (as of 01-01-2017)

3 Month CD 0.350% APR 0.350% APY
6-11 Month CD 0.449% APR 0.450% APY
12-17 Month CD 0.648% APR 0.650% APY
18-23 Month CD 0.748% APR 0.750% APY
24-35 Month CD 0.897% APR 0.900% APY
36 – 47 Month CD 1.393% APR 1.400% APY
48 – 59 Month CD 1.788% APR 1.800% APY
60 Month CD 2.034% APR 2.050% APY

APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates Subject to Change