Mortgage Solutions!
    Community West Credit Union offers many flexible options to help you finance the home of your dreams. Some questions to think about are: How much cash do you have available for down payment and closing costs? How long do you plan to stay in the home? And, do you think interest rates will rise or fall? Here is information about mortgage programs that will help you make the best choice. We’ll be happy to help you evaluate your options.

    Need help? Check out the links below!
    Types of Mortgages
    Reference of Mortgage Terms

    Jump to the rates you're looking for!
    Today's Featured Mortgage Rates
    Home Equity Loan Rates
    Home Equity Line of Credit Variable Rates
Rates effective 07-21-08 Subject to change at any time.

Today’s Featured Mortgage Rates
    Product     Rate
0-15 Year Fixed Rate as low as 5.500%
20-30 Year Fixed Rate as low as 5.875%
7 Year Balloon as low as 6.500%
FHA Mortgage contact us for information
VA Mortgage contact us for information
Interest Only Mortgage contact us for information
Reverse Mortgage contact us for information

      *Rates & terms are subject to change at any time without notice. Rate adjustments based on amount,
application and value. Certain fees and costs may apply.
Please contact CWCU at 616.261.5657 or stop into any branch office for complete information regarding mortgages.

Home Equity Loan Rates
    Type     Term APR
    Up to 71-80% TLTV    		 APR
    Up to 81-90% TLTV    		 APR
    Up to 91-100% TLTV    
Fixed 12-84 Months 6.00% 7.00% 9.00%  Click to Apply
Fixed 85-120 Months 7.00% 8.00% 10.00%  Click to Apply
      APR = Annual Percentage Rate
      TLTV = Total Loan to Value

Home Equity Line of Credit Variable Rates
Product Loan to Value APR Intro
APR & Period
Prime Advantage Equity Line of Credit MAX Total loan to value 75% Prime -0.50 2.99 for 3 Months  Click to Apply
Prime Equity Line of Credit Max Total Loan To Value=75.01-85.00% Prime + 0% 2.99% for 3 Months  Click to Apply
Prime Value Line of Credit Max Total Loan To Value=85.01-95.00% Prime + .50% 2.99% for 3 Months  Click to Apply
Value Plus Line of Credit Max Total Loan To Value=95.01-100.00% Prime + 1.50% 2.99% for 3 Months  Click to Apply
      APR = Annual Percentage Rate
Prime Rate as of 5-1-08 = 5.00%

Download Home Equity Disclosure
(PDF Document 55kb)


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PO BOX 8069 Kentwood, MI 49518 - (616) 261-5657

   
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