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Current Savings and Loan Rates

Loan rates
Note: Highlighted fields are current specials.
Description APR* (as low as) As Of
New Autos** 3.99% 06-01-2010
New Autos 4.99% 06-01-2010
Used Autos 5.50% 06-01-2010
Older Autos 9.00% 06-01-2010
Motorcycle New 5.95% 06-01-2010
Motorcycle Used 6.25% 06-01-2010
Small RV New / Used 7.25% 06-01-2010
Large RV & Boats New / Used 6.75% 06-01-2010
12 - 36 Month Personal Loan 9.00% 06-01-2010
48 Month Personal Loan 10.00% 06-01-2010
60 Month Personal Loan 11.00% 06-01-2010
Tuition Loans 6.25% 06-01-2010
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.
**90% of NADA book value of vehicle SPECIAL (Loan amount may not be more than 90% of the vehicle value ONLY)
Visa Card Rates
Note: Highlighted fields are current specials.
Type APR (as low as) As Of
Classic 14.99% 06-01-2010
Classic Secured 14.99% 06-01-2010
Gold 9.90% 06-01-2010
Platinum 8.90% 06-01-2010
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.

HELOC Variable Rate
Note: Highlighted fields are current specials.
Description Loan-To-Value APR (as low as)
Prime Advantage Equity Line of Credit 75.00% Prime -.50%
Prime Equity Line of Credit 75.01 - 85.00% Prime
4.00% Floor
Prime Rate as of 06-01-2010: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.

Home Equity Fixed Rate
Note: Highlighted fields are current specials.
Description Loan-To-Value APR (as low as)
Fixed Rate Up to 84 Months 80.00% 6.00%
Fixed Rate Up to 180 Months 80.00% 7.00%
Fixed Rate Up to 84 Months 81.00% - 90.00% 7.00%
Fixed Rate Up to 180 Months 81.00% - 90.00% 8.00%
Prime Rate as of 06-01-2010: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.

Mortgage Rates
Note: Highlighted fields are current specials.
Description Type APR (as low as)
15 year Fixed 4.125%
20-30 Year Fixed 4.625%
Effective 7-29-2010
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.

Share Rates
Note: Highlighted fields are current specials.
Description APR APY As Of
Traditional Savings 0.250% 0.250% 07-01-2010
Smart Savings ($500+) 0.500% 0.500% 07-01-2010
Saver Gator 0.600% 0.600% 07-01-2010
Young Adult 0.600% 0.600% 07-01-2010
IRA Savings 0.600% 0.600% 07-01-2010
Dividends are paid quarterly on the above products.
Insured Money Market ($2,500 to $9,999) 0.600% 0.600% 07-01-2010
Insured Money Market ($10,000 to $49,999) 1.000% 1.000% 07-01-2010
Insured Money Market ($50,000 to $99,999) 1.240% 1.250% 07-01-2010
Insured Money Market ($100,000 or more) 1.490% 1.500% 07-01-2010
Checking - 7% Checking (Up to $2,000) 6.785% 7.000% 07-01-2010
Dividends are paid monthly on the above products
To qualify for interest on the 7% Checking account members must have direct deposit into their checking
account of at least $200/month and actively use their CWCU Debit Card.
3 Month CD 0.500% 0.500% 07-01-2010
6-11 Month CD 1.000% 1.000% 07-01-2010
12-17 Month CD 1.289% 1.300% 07-01-2010
18-23 Month CD 1.635% 1.650% 07-01-2010
24-35 Month CD 1.981% 2.000% 07-01-2010
36-47 Month 2.333% 2.350% 07-01-2010
48-59 Month CD 2.669% 2.700% 07-01-2010
60 Month CD 2.962% 3.000% 07-01-2010
Increase Advantage CDs available for 12-60 Month Terms.
"Add-To" feature available for 6-48 months regular CDs only
*APY = Annual Percentage Yield. Rates subject to change.

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