Current Savings and Loan Rates

Loan rates
Note: Highlighted fields are current specials.

Description	APR* (as low as)	As Of
New Autos (2013-2012, 36 month loans)	1.49%	4-1-2013
New Autos (2013-2012, 84 month loans)	2.49%	4-1-2013
Used Autos (2011-2004, 36 month loans)	2.49%	4-1-2013
Used Autos (2011-2004, 84 month loans)	3.49%	4-1-2013
First Car Loan**	3.50%	4-1-2013
New Small RVs (2013-2012)	2.75%	3-25-2013
Used Small RVs	2.75%	3-25-2013
New Large RVs (2013-2012)	2.75%	3-25-2013
Used Large RVs	2.75%	3-25-2013
12 - 60 Month Personal Loan	9.00%	4-1-2013
Student Laptop Loan**	0.00%	4-1-2013
Tuition Loans	5.75%	4-1-2013
Smart Choice Loan***	18.00%	4-1-2013
Mortgage Retirement Loan****	2.99%	4-1-2013

*APR= Annual Percentage Rate. Subject to change. *APR may be higher depending on your application.
**Co-Signer required ***$50 Annual Fee for Smart Choice Loan ****$500 Application Fee and No Closing Costs for Mortgage Retirement Loan. Appraisal may be necessary.
Visa Card Rates
Note: Highlighted fields are current specials.

Type	APR (as low as)	As Of
Classic	14.99%	4-1-2013
Classic Secured	14.99	4-1-2013
Gold	9.90%	4-1-2013
Platinum	8.90%	4-1-2013

*Annual Percentage Rate subject to change. *APR may be higher depending on your application.
HELOC Variable Rate
Note: Highlighted fields are current specials.

Description	Loan-To-Value	APR (as low as)
Prime Advantage Equity Line of Credit	75.00%	Prime -.50%
Prime Equity Line of Credit	75.01 - 85.00%	Prime
4.00% Floor

Prime Rate as of 4-1-2013: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.
Home Equity Fixed Rate
Note: Highlighted fields are current specials.

Description	Loan-To-Value	APR (as low as)
Fixed Rate Up to 84 Months	80.00%	6.00%
Fixed Rate Up to 180 Months	80.00%	7.00%
Fixed Rate Up to 84 Months	81.00% - 90.00%	6.25%
Fixed Rate Up to 180 Months	81.00% - 90.00%	7.25%

Prime Rate as of 4-1-2013: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.
Share Rates
Note: Highlighted fields are current specials.

Description	APR	APY	As Of
Traditional Savings	0.10%	0.10%	01-01-2013
Smart Savings ($500+)	0.15%	0.15%	01-01-2013
Saver Gator	0.20%	0.20%	01-01-2013
Young Adult	0.20%	0.20%	01-01-2013
IRA Savings	0.20%	0.20%	01-01-2013
Dividends are paid quarterly on the above products.
Insured Money Market ($2,500 to $9,999)	0.20%	0.20%	01-01-2013
Insured Money Market ($10,000 to $49,999)	0.25%	0.25%	01-01-2013
Insured Money Market ($50,000 to $99,999)	0.35%	0.35%	01-01-2013
Insured Money Market ($100,000 or more)	0.45%	0.45%	01-01-2013
Checking - 7% Checking (Up to $2,000)	6.78%	7.00%	01-01-2013
Dividends are paid monthly on the above products To qualify for interest on the 7% Checking account members must have direct deposit into their checking account of at least $200/month and actively use their CWCU Debit Card.
3 Month CD	0.250%	0.250%	01-01-2013
6-11 Month CD	0.350%	0.350%	01-01-2013
12-17 Month CD	0.499%	0.500%	01-01-2013
18-23 Month CD	0.599%	0.600%	01-01-2013
24-35 Month CD	0.748%	0.750%	01-01-2013
36-47 Month CD	0.996%	1.000%	01-01-2013
48-59 Month CD	1.244%	1.250%	01-01-2013
60 Month CD	1.640%	1.650%	01-01-2013
Increase Advantage CDs available for 12-60 Month Terms. "Add-To" feature available for 6-48 Month Regular CDs Only

*APY = Annual Percentage Yield. Rates subject to change.